Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has persistently delivered distinctive monetary merchandise, providers, and customized steerage to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary data, sources, and instruments to make knowledgeable choices and obtain their monetary objectives. Whether or not you are trying to save for the longer term, buy a house, or broaden your small business, FCCU stands prepared to offer tailor-made options and knowledgeable recommendation that can assist you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of alternative for thus many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary accomplice devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services and products
- Personalised steerage and recommendation
- Dedication to monetary well-being
- Empowering members with data and sources
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy areas
- Group-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey at this time.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a singular precept: we’re owned by our members, not by shareholders. This basic distinction shapes our values, priorities, and the way in which we conduct enterprise.
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Member-driven choices:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people be certain that our choices align with the perfect pursuits of our members, not the pursuits of exterior shareholders.
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Aggressive charges and costs:
As a not-for-profit establishment, FCCU is ready to supply aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, fairly than producing income for shareholders.
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Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary objectives. We provide a variety of monetary training sources, workshops, and customized steerage to empower our members to make knowledgeable monetary choices.
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Group focus:
FCCU actively helps the communities we serve by varied initiatives and partnerships. We imagine in giving again and making a constructive impression within the lives of our members and the broader group.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary providers, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This outstanding longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our skill to adapt and thrive in a always evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving a couple of hundred members to a thriving monetary establishment with over $2 billion in belongings and a whole lot of hundreds of members. Nevertheless, regardless of our progress, we’ve got remained true to our core values and our mission to offer distinctive monetary providers and customized steerage to our members.
Our skilled crew of monetary professionals, lots of whom have been with FCCU for many years, brings a wealth of data and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary business permits us to offer tailor-made options and knowledgeable recommendation to assist our members obtain their monetary objectives.
Through the years, FCCU has weathered financial downturns, technological developments, and regulatory adjustments. By all of it, we’ve got remained a steadfast accomplice to our members, offering them with the monetary stability and help they should navigate life’s challenges and pursue their desires.
With over 80 years of expertise, FCCU has earned a status for excellence and trustworthiness. We’re proud to be the credit score union of alternative for thus many Floridians, and we sit up for persevering with to serve our members for a few years to come back.
Distinctive monetary services and products
At Florida Commerce Credit score Union (FCCU), we take delight in providing a complete suite of monetary services and products designed to satisfy the varied wants of our members. We’re dedicated to offering progressive options that leverage the most recent know-how whereas sustaining a private contact.
Our product portfolio contains a variety of deposit accounts, akin to checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally supply a wide range of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their desires and navigate life’s sudden bills.
Along with conventional banking merchandise, FCCU provides specialised providers akin to monetary planning, funding providers, and enterprise banking options. Our crew of skilled monetary advisors is devoted to serving to members create a customized monetary plan that aligns with their distinctive objectives and aspirations.
We perceive that comfort is paramount in at this time’s fast-paced world. That is why we provide a wide range of handy banking choices, together with on-line banking, cellular banking, and a community of ATMs throughout Florida. We even have a crew of educated and pleasant customer support representatives out there 24/7 to help our members with any questions or points they could have.
At FCCU, we’re devoted to offering distinctive monetary services and products that empower our members to attain their monetary objectives and stay their greatest lives.
Personalised steerage and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves customized steerage and recommendation relating to their funds. Our crew of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align together with your distinctive objectives and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or trying to broaden your small business, our monetary advisors will take the time to know your wants and goals. They may work carefully with you to develop a customized monetary plan that outlines a transparent path to attaining your objectives.
Our monetary advisors are consultants in varied monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the most recent monetary tendencies and merchandise to make sure that you obtain essentially the most related and knowledgeable recommendation.
We perceive that monetary issues will be complicated and overwhelming. That is why we attempt to make our recommendation simple to know and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing help that can assist you keep on observe and make knowledgeable monetary choices.
At FCCU, you are not only a quantity. You are a valued member of our group, and we’re dedicated to serving to you obtain your monetary desires.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is crucial for a contented and fulfilling life. That is why we provide a variety of sources and packages to assist our members enhance their monetary literacy, make knowledgeable choices, and obtain their monetary objectives.
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Monetary training workshops and webinars:
FCCU provides a wide range of academic workshops and webinars on a spread of monetary matters, together with budgeting, saving, investing, and credit score administration. These periods are designed to empower our members with the data and abilities they should take management of their funds.
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One-on-one monetary counseling:
Our skilled monetary counselors can be found to offer customized steerage and recommendation to members going through monetary challenges. They can assist members create a finances, develop a debt compensation plan, and discover choices for bettering their monetary state of affairs.
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Free monetary instruments and sources:
FCCU provides a wide range of free monetary instruments and sources to assist members handle their funds extra successfully. These instruments embody budgeting calculators, financial savings calculators, and funding calculators.
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Group outreach packages:
FCCU actively participates in group outreach packages geared toward bettering monetary literacy and selling monetary well-being. We accomplice with faculties, group organizations, and non-profit teams to offer monetary training workshops, seminars, and sources to underserved communities.
By these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with data and sources
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with data and entry to the correct sources. That is why we provide a variety of academic supplies, instruments, and sources to assist our members make knowledgeable monetary choices and obtain their monetary objectives.
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Monetary training heart:
FCCU’s monetary training heart is a complete on-line useful resource that gives members with entry to a wealth of monetary info, together with articles, movies, podcasts, and interactive instruments. Members can find out about a wide range of monetary matters, together with budgeting, saving, investing, and credit score administration.
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Monetary calculators:
FCCU provides a wide range of free monetary calculators to assist members make knowledgeable monetary choices. These calculators can assist members estimate their month-to-month mortgage funds, calculate their financial savings objectives, and examine completely different funding choices.
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Budgeting instruments:
FCCU supplies members with entry to budgeting instruments and templates to assist them observe their earnings and bills, create a finances, and follow it. These instruments can assist members achieve management of their funds and make higher spending choices.
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Funding analysis instruments:
For members taken with investing, FCCU provides entry to funding analysis instruments and sources. These instruments can assist members analysis completely different funding choices, examine efficiency, and make knowledgeable funding choices.
By offering our members with the data and sources they want, FCCU empowers them to take management of their monetary lives and obtain their monetary objectives.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and objectives. That is why we provide a variety of tailor-made options to satisfy the precise necessities of our members.
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Private banking options:
FCCU provides a wide range of private banking options to assist people handle their funds and obtain their monetary objectives. These options embody checking accounts, financial savings accounts, cash market accounts, and a wide range of mortgage choices, together with mortgages, auto loans, and private loans.
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Enterprise banking options:
FCCU supplies a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embody enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised providers akin to service provider providers and distant deposit seize.
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Wealth administration providers:
For people and companies with extra complicated monetary wants, FCCU provides a spread of wealth administration providers. These providers embody funding administration, retirement planning, and property planning. Our skilled wealth administration advisors can assist members create a customized funding portfolio that aligns with their distinctive objectives and danger tolerance.
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Monetary planning providers:
FCCU’s monetary planning providers can assist people and companies develop a complete monetary plan that outlines a roadmap to attain their monetary objectives. Our monetary planners can assist members create a finances, save for retirement, pay for faculty, and plan for main life occasions.
By providing tailor-made options and customized steerage, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our high precedence. We’re dedicated to offering our members with distinctive service, customized consideration, and progressive options that meet their distinctive wants.
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Pleasant and educated employees:
FCCU’s crew of pleasant and educated employees is devoted to offering our members with the very best stage of service. Our employees is at all times keen to go the additional mile to assist members with their monetary wants and reply their questions.
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Quick and environment friendly service:
We perceive that your time is efficacious. That is why we attempt to offer quick and environment friendly service. Our streamlined processes and use of know-how permit us to rapidly and conveniently meet the wants of our members.
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Member suggestions:
We worth our members’ suggestions and use it to constantly enhance our merchandise, providers, and processes. We usually conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
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Member rewards and advantages:
FCCU provides a wide range of member rewards and advantages to indicate our appreciation for our members’ loyalty. These rewards and advantages embody unique reductions, cashback provides, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a status for excellence and has made FCCU the credit score union of alternative for thus many Floridians. We’re dedicated to persevering with to offer our members with the distinctive service and customized consideration they deserve.
Native presence with handy areas
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why we’ve got a community of conveniently situated branches and ATMs all through Florida.
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Branches:
FCCU has over 20 branches situated in main cities and cities throughout Florida. Our branches supply a full vary of monetary providers, together with deposits, withdrawals, mortgage purposes, and monetary recommendation. Our pleasant and educated employees is at all times prepared to help our members with their monetary wants.
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ATMs:
FCCU has a community of over 100 ATMs situated all through Florida. Our ATMs permit members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days per week. We additionally supply surcharge-free ATM entry at hundreds of ATMs nationwide.
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On-line and cellular banking:
For members preferring to financial institution from the consolation of their very own residence or on the go, FCCU provides a wide range of handy on-line and cellular banking choices. Our on-line and cellular banking platforms permit members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
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24/7 customer support:
FCCU’s customer support crew is accessible 24 hours a day, 7 days per week to help our members with any questions or points they could have. Our customer support representatives are pleasant, educated, and at all times keen to assist.
With our handy areas, on-line and cellular banking choices, and 24/7 customer support, FCCU makes banking simple and accessible for our members.
Group-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that we’ve got a accountability to present again to the communities we serve. We’re dedicated to creating a constructive impression within the lives of our members and the broader group by a wide range of community-focused initiatives.
Considered one of our key group initiatives is our monetary training program. We provide a wide range of monetary training workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary choices. We additionally accomplice with faculties and group organizations to offer monetary training to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which can be making a distinction in our communities. We offer monetary help, volunteer our time, and take part in group occasions to assist these organizations obtain their objectives.
As well as, FCCU has a protracted historical past of supporting inexpensive housing initiatives. We provide a wide range of mortgage services and products to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally accomplice with group organizations to offer monetary help and counseling to assist households keep away from foreclosures.
By these and different initiatives, FCCU is dedicated to creating a constructive impression within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader group.
